Frequently Asked Questions
Everything you need to know about applying and repaying.
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Who is eligible to apply?
Students, homemakers, workers, and salaried employees with basic KYC and address proof.
What documents are required?
Government ID, address proof, and basic income information or supervisor contact where applicable.
How fast is approval?
Most decisions arrive in under 15 minutes during business hours.
What are the loan terms and fees?
Up to ₹20,000 for 3–12 months. Transparent APR and a breakdown of EMIs are shown before you accept.
Can I repay early?
Yes—prepayment is allowed anytime with no penalty. Interest is recalculated accordingly.